By Melodi Gates
Tis the season to meet that April 15 deadline. But taxpayers
have much more to worry about than filing a late federal tax
return.In the rush, they could be putting their private information
at risk for identity theft.
While this may sound frightening, it doesn't have to be if
consumers take the time to seek out sources of education and review
online safety advice on the Qwest Incredible Internet Web site
at PRIVATE HREF="http://www.incredibleinternet.com/" MACROBUTTON
HtmlResAnchor www.incredibleinternet.com.
Tax season is a high-risk time for identity theft because
Americans are sending, receiving and handling a lot of information,
personal information like social security numbers for the entire
family, home and employment information and complete financial
information.It's one-stop shopping for a thief and the result can
wreak havoc on your credit and life.
While all Internal Revenue Service information is processed
by a secure computerized system, many taxpayers will use personal
computers and software programs to do their own taxes, or hire
someone else, whose company will handle an astronomical amount of
personal information.
In fact, more than 39.5 million taxpayers have filed
electronically this year, and home computer use to do so is up 16.5
percent. E-filing by tax professionals is up to nearly 4 percent,
according to the IRS.
"The home computer is increasingly replacing the paper tax
form," IRS commissioner Mark W. Everson said in a prepared
statement from the IRS to illustrate the fact that more people are
using home computers to file their taxes.
"Both individual taxpayers and tax professionals are turning
to e-file more and more because it's fast and accurate," he said.
The goal to get your taxes filed before the deadline
at cutoff point is an
important one. No one wants to upset the IRS. However,
But it is
of paramount
importance to take steps to
protect your personal information in the process. Consider the
following guidelines when preparing to file annual tax returns:
Guard your mail - Snail mail, mail delivered by the U.S. Postal Service,
is very attractive to identity thieves. A
Un unlocked mail box is an
invitation to an identity thief, who
someonenot only is looking for
personal information and credit card offers, but will also
at this time of the year,
will steal
help himself or herself to tax
returns and
as well as refund checks. Lock
your mail boxes.When you mail your return, take it to the post
office. Never put it in a box outside, or consider filing
electronically.
Shred It - Destroy any documents containing personal
information.
Lock It Up - Copies of your tax returns and receipts should
be locked in a file cabinet, or other secure place.
Protect Your
Personal Computers - Make sure
your computer is well protected. Install current anti-virus and
personal firewall software. Don't accept such offers for protection
from unsolicited e-mail and offers on the Internet. Go to a
reputable retailer to buy the appropriate software for your
program, or call to confirm that the software you are downloading
is from an actual computer protection company.
Ask Questions - Ask your tax preparer about how your
documents will be handled and stored. If your tax preparer's office
is in disarray and you notice paper and sensitive information
strewn on desks in plain view, walk out.
Beware of Phishing - A lot of tax season fraud stems from
phishing, which happens when an e-mail purports to come from the
IRS is opened. Don't be fooled. Don't open any e-mail you don't
recognize. Don't click on it or interact in any way. The IRS does
not send out unsolicited e-mails. If you are concerned that the IRS
needs additional information from you, call the IRS.
Monitor Your Credit Report - If you believe your identity has
been stolen, or your credit is at risk, contact the Federal Trade
Commission by visiting
www.consumer.gov/idtheft.
Educate yourself - Visit
www.incredibleinternet.com to
find more information and resources about credit reports and how to
protect yourself.
Melodi Gates is Qwest Communications' director and CISO of
risk management and information security. She is an expert on
identity theft and online fraud prevention, as well as general
online safety. As an Internet provider, Qwest offers a variety of
information and interactive programs at PRIVATE HREF="http://www.incredibleinternet.com/" MACROBUTTON
HtmlResAnchor www.incredibleinternet.com, which are designed to keep families connected and safer
while using the Internet.