In the last two days, the DOW has dropped over nine hundred points. Unemployment is over five percent. Recently I heard Donald Trump state that banks is not loaning money even with that gigantic bailout package. The U.S. automakers just visited Washington with their hands out looking for a twenty five billion dollar help package. This is not the year to be elected president.

There will be a democratic president. The house and the senate will be controlled by the Democrats. What happens in the next two years will be their responsibility. President Bush will not be around to bash and blame. The next two years will be directly on the Democrats shoulders. The days of accountability are here.

For the last eighteen months I hear that the way to stimulate the economy is to give ninety five percent of the taxpayers a tax cut and make the upper five percent pay more taxes. In the over forty years of my employment I never worked for a middle class employer. I do not understand this philosophy. I depended on the rich or a collection of investors who wanted a return on their investment to provide me with a job. Over tax the rich and they just may take their money out of the country and invest in a friendlier environment. This is a global economy and companies go where they get a good return on their investment, such as China. Oh, I forgot they will be taxed more if they send jobs out of the country. This is an empty threat in these times. This higher tax philosophy just may cost more jobs and money to relocate overseas.

I have heard that the capital gain taxes will be increased. I am retired and I live off of Social Security, a pension and capital gains. I am a small investor in the stock market and if the capital gains taxes increase I intend to pull out of the stock market and sit it out until the market becomes more inviting. How many investors are thinking about the same action? Maybe this is what happening to the stock market in the last two days? More money will not be available for American corporations which will probably mean more lost jobs.

I hear that the death tax may return. If that happens I will be sure that the government does not get a red dime of my estate. I worked all my life for me and my family, not to give my estate to the government in taxes after I am gone. I just may take a trip around the world if the death tax returns.

Where is the money coming for health insurance for everyone? Probably more taxes, for everyone. Another thing about universal healthcare is that the additional seventy-four million uninsured will swamp the current healthcare system. Have you ever wanted to see your doctor and you had to wait two or three days to get in? I am sure it did not make you very happy. Add another seventy-four million into the system and you just may have to wait two or three weeks for an appointment. How happy will you be then?

The clock begins to tick on January 20 2009. The Republicans had their chance and they blew it. Now the democrats have their chance to show that they have what it takes to make life better in the good old U.S.A. The next congressional election is 2010. If America is not any better off in 2010 the pendulum will begin to swing in the other direction and the balance of power will again shift to the Republicans. Will we be better off in 2010? Let the race begin!