Are YOU one of the 569,000 Coloradans who currently benefit from Social Security? If so, do you have any other form of retirement security? Most would say that they have a pension plan through work. But is this plan a Defined Benefit Plan or a Defined Contribution Plan? This can make all the difference in the world, as Defined Benefit Plans are insured by the federal government through the Pension Benefit Guaranty Corporation (PBGC). The PBGC has reported that it is suffering from a $23 Billion shortfall, which is growing daily. This means that the PBGC is paying-out on these previously EARNED and GUARANTEED pension benefits at pennies on the dollar. Does this seem fair? In reality, it is a tool used by the federal government that can be equated to them settling a debt with a creditor, or filing Chapter 13 Bankruptcy. The worst part of this analogy is that WE the People are the creditors they owe! What are your thoughts on your financial future, or do you have one?

At Communities United, we strongly believe that democracy works best when people pay attention and make their voices heard. That's why we've taken the time to break down key parts of this massive federal budget proposal and present it in real-life terms. Just like a family budget, a nation's budget is really about priorities. When Colorado families really speak up for what's important, our voices will be heard-all the way to our nation's capitol.

For more information on Communities United, please visit: www.communities-united.orgor call us at 303.980.7900