A little worried about your retirement account? You have investment choices you're financial planner can't sell you, so they won't tell you about those options. One of these options is putting precious metals (gold & silver coins) in your IRA.
In investing you need to look at objective FACTS.
The Trend is You're Friend. As a general rule bull and bear markets usually continue in one direction for 20 years. For example, the stock market did great from 1980 to 2000. The Dow Jones Industrial average was 951 in 1980 and 10,400 in 2000. It went up almost 11 times its original value. Gold lost value during this period. Gold averaged $641.00 in 1980 and averaged $291.00 in 2000. Gold investors' total return for this 20 year period would have been a loss of $350 an ounce.
Now, the trends have reversed! Gold 5 years ago was $363.00 and now it is $895.00. The Dow Industrial Average was 9,639 five years ago and today it is 9,180. So, the Dow Jones Industrial Average actually lost 459 points in the last 5 years while gold has increased by $532.00 an ounce (an increase of almost 2.5 times the original value) 5 years ago. WOW! You don't hear that on the main stream news and you sure aren't going to be told this by a financial planner that only sells insurance, stocks, and bonds.
Don't take a sales pitch from you're financial planner as "trustworthy advice". I promise you're financial planner will strongly discourage you from putting precious metals in your IRA because it hits them in their pocket book. Financial planners get paid based on how much of your money they control. You need to make investment decisions based on what is in
YOU'RE BEST INTEREST!
The stock market is not set up to be your retirement plan. It was set up to help companies raise capital to invest in the company. Most of the "Baby Boomers" (78.2 million) are invested in the stock market planning on using their 401K or stock portfolio to fund their retirement. Guess what.....They are now retiring. They are selling off stock every month to live on the "income". The generation that is supposed to be putting their money in the stock market for their retirement currently (the young people) have a "Negative" savings rate. Interpretation, they also are selling their stock holdings and raiding their 401k plans to make their current bills. With these two trends in place, please tell me where are all the stock buyers going to come from to send the stock market back up?
Do you want to make money in your IRA for the next 15 years (the remaining 20 years left in the bull cycle in the precious metals market) or would you like to hold onto your loosing stock portfolio for the long term? The decision is yours. History shows the stock market does stay down for more than a decade before recovering from a true bear market. I wouldn't expect to see a Dow of 14,000 again for at least a decade. Experts expect it to go down farther before there is any type of recovery. Also, keep in mind, when the stock market and gold move in opposite directions. With this in mind would it really hurt you to get some of your money out of stocks (which are expected to go down the next couple of years) and put it in gold (expected to go up significantly in the next couple of years)?
Consider this when someone tries to scare you out of making a precious metal purchase because it has never been so expensive before. Gasoline has never cost more than it does today. Do you think you will ever pay $1.39 a gallon of gas again? Or, do you think you might pay $10.00 a gallon of gas before you die? Gas and gold coins are both in the same "asset class". Each "asset class" moves up and down together. The GOLD AND SILVER MARKET MOVES OPPOSITE THE STOCK MARKET. Do you have enough gold and silver to BALANCE your portfolio?
A free person has always used gold and silver as a store of wealth. Read our Constitution, Article 1 section 10. It is the only form of constitutional money. Our founding fathers did this on purpose so we would not be a slave to a government printing money (devaluing your savings) while you are at work, sleep and play. If you are interested in learning about diversifying your portfolio with gold or silver call Tamara 303-771-5825 at Golden IRA's & Investments, Inc. in Denver, Colorado. I love to educate others about protecting their accumulated wealth. You may also visit
www.goldeniras.com to learn more.