The Denver Newspaper Agency YourHub.com Blogs by Chris Thomas http://denver.yourhub.comThe latest blog posts in The Denver Newspaper Agency YourHub.comen-usnews@yourhub.com(c) 2009, YourHub.com5How to Get the Down Payment for an FHA LoanFHA loans are one of the best ways to get mortgage financing these days. There are many reasons why, but here are the big ones: -- You only need a 3% down payment (it goes up to 3.5% in January). -- FHA loans are for anyone - not just first time homebuyers. -- The mortgage insurance rat...http://denver.yourhub.com/Denver/Blogs/Archive/Personal-Finance/Blog~551971.aspx11/24/2008 4:07:27 PMChris Thomas Should a Borrower Ever Pay a Pre-Payment Penalty?We teach a lot of classes about mortgages and credit. Here's one of the questions we are frequently asked: Q: Should a buyer ever pay a pre-payment penalty? A: No, a buyer should never have to pay a pre-payment penalty (PPP). PPP's are added onto loans so the lender and the mortgage broke...http://denver.yourhub.com/Denver/Blogs/Archive/Personal-Finance/Blog~551945.aspx11/24/2008 3:39:04 PMChris Thomas